Privacy Policy

This Privacy Policy explains how Insure Lista Brands (“Company,” “we,” “our,” “us”) collects, uses, stores, and discloses personal information when you access our digital platform at insure.listabrands.com (“Site”).
By using our Site, you acknowledge and agree to the practices described in this Policy.
We may update this Policy at any time, and your continued use of the Site indicates acceptance of any changes.

1. Information We Collect

We may collect personal information that you voluntarily provide, including:

  • First and last name
  • Physical address
  • Email address
  • Phone number
  • Date of birth
  • Gender
  • Housing, education, or marital status
  • Additional information submitted by you
  • IP address, device details, browser, and user agent

We may also collect:

  • Website interaction and traffic data
  • Referral and conversion information when users engage with third-party sites through our platform

2. How We Use Personal Information

We use the information we collect to:

  • Provide, maintain, and improve our services
  • Manage user accounts
  • Communicate about services, updates, or offers
  • Personalize user experience
  • Conduct analytics, insights, reporting, and performance metrics
  • Prevent fraud, misuse, or unauthorized activity
  • Comply with applicable obligations

Sensitive information is used or disclosed only when permitted.

3. Basis for Processing

We rely on the following bases:

Consent

By using the Site and submitting personal information, you consent to the collection and processing described here.
You may withdraw consent at any time.

Legitimate Interest

We may use your information to communicate about services where it aligns with reasonable expectations, such as when you request information or respond to our advertising.

4. Data Retention

We retain personal information only as long as necessary to fulfill the purposes described in this Policy, unless a longer retention period is required or permitted.

5. Disclosure of Information

We may disclose personal information to:

  • Service providers and partners assisting with operations
  • Technology vendors supporting analytics or functionality
  • Entities involved in business transitions such as mergers or acquisitions
  • Legal authorities when required or permitted

Exception:
Opt-in data and consent for SMS/text messaging will never be shared with third parties.

We do not sell, rent, or disclose email addresses or phone numbers for third-party marketing.

6. Privacy of Minors

We do not knowingly collect personal information from individuals under 18.
If you believe such information has been submitted, please contact us so it can be removed.

7. Working With External Entities

We may provide personal information to trusted providers solely for the purpose of delivering services.
Personal information is not shared for marketing unless explicit consent is provided.

8. User Choices and Opt-Out Options

Users may:

  • Decline to provide certain information
  • Opt out of marketing emails
  • Avoid interactive areas of the Site
  • Unsubscribe from promotional messages using provided links
  • Adjust communication preferences at any time

We make reasonable efforts to honor these requests.

9. Cookies and Tracking Technologies

We use cookies and similar tools to:

  • Improve Site functionality
  • Understand user behavior
  • Enhance overall experience

You may disable cookies in your browser, but some features may not work properly.

10. SMS, Text, and Notification Consent

By voluntarily submitting your phone number and opting in, you consent to receive communications from us via SMS, text, phone, or email.
Message frequency may vary. Standard message and data rates may apply.

You may opt out at any time by replying STOP.
For help, reply HELP or contact our support team.

11. Security

We implement reasonable technical and administrative safeguards to protect data.
However, no electronic transmission or storage system can be guaranteed completely secure.
You acknowledge the possibility of unauthorized access or interception.

12. Monitoring, Enforcement, and Access Restrictions

We may:

  • Monitor use of the Site
  • Remove or restrict content
  • Respond to legal requests
  • Enforce compliance
  • Suspend or terminate access when necessary

We are not liable for actions taken under this section.

13. International Access

The Site may be accessed from locations worldwide.
Users accessing the Site from any region are responsible for complying with local laws.

Our services are intended for users located within permitted regions, including the United States.

14. CCPA / CALIFORNIA CONSUMER PRIVACY RIGHTS

If you are a resident of California, you may have certain rights under the California Consumer Privacy Act (CCPA)and related regulations. These may include:

1. Right to Know

You may request that we disclose the categories of personal information we collect, the purposes for which it is used, and the categories of third parties with whom it may be shared.

2. Right to Access

You may request access to the specific personal information we have collected about you.

3. Right to Delete

You may request deletion of your personal information, subject to certain exceptions.

4. Right to Correct

You may request that we correct inaccurate personal information.

5. Right to Opt Out of Sale

We do not sell personal information, including that of California residents.

6. Right to Non-Discrimination

We will not discriminate against you for exercising any CCPA rights.

Submitting a CCPA Request

California residents may exercise these rights by contacting us through the support information provided on our Site.
To protect your information, we may require identity verification before processing requests.

15. Changes to This Privacy Policy

We will update this page whenever changes occur.
Users should review this Policy periodically to stay informed about how personal information is managed.

16. Contact Information

For questions or requests related to this Privacy Policy, please use the contact methods listed on our Site.